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Motor Vehicle Accident Compensation in New York You may be able to start a lawsuit if have suffered injuries as a result of an accident that New York considers serious. Your lawyer can advise you on whether your injuries meet this threshold. Insurance companies are adept at disputing your losses. Insurance companies can offer settlements that aren't enough to cover your losses. Damages If you have suffered injuries in an automobile accident, you may be entitled to compensation. These damages are intended to cover your losses and expenses, including medical expenses, lost wages, and property damage. You can also receive compensation for suffering and pain. This type of compensation could be subjective and hard to quantify. However, a skilled and experienced tort lawyer can help you receive the most compensation for your injuries. For instance, if have an injury that causes permanent limitations in the use of your arm or leg Your compensation may include payment for the future costs due to this impairment. These might include physical therapy, surgeries, or prosthetics. In addition, a permanent loss of a limb or major disfigurement can cause a lifetime of emotional trauma as well as a diminished enjoyment of life. This is known as mental anxiety. Insurers often try to reduce the value of non-economic damages, that are intangible. Morgan &Morgan's experienced and knowledgeable tort lawyers will ensure that you receive the full value of your general damages. Medical bills Medical bills can quickly add up when you're injured during an accident. You might feel overwhelmed by the cost, especially if you are still recovering from your injuries. Luckily, there are several options for victims of car accidents can get help paying their medical bills. In New York, every driver must have Personal Injury Protection (PIP) coverage that will pay a victim's initial medical expenses after an accident. PIP will pay for the loss of income in the event that the person is disabled for upto 90 days. Medicare and health insurance may also cover medical expenses in addition to PIP. The only restriction is that the patient must prove the cost is directly related to the incident. This can be accomplished by submitting receipts and invoices from the doctor. Some hospitals and doctors will allow an accident victim negotiate a payment agreement in exchange for a lien against the victim's personal injury verdict or settlement. These liens are usually called medical liens or hospital liens. If you don't resolve these claims within a reasonable time of time the debts could be sent to collection. By storing and tracking their mileage receipts, victims may also be able to claim reimbursement for the expenses associated with traveling to and from medical appointment. Loss of wages If you're unable to work due to an accident with a motor vehicle it can be extremely difficult to come up with the money. The loss of a few weeks' pay or even a month can be a huge loss for Americans who live pay check to paycheck. Fortunately, victims of car accidents can often recover lost wages in car accident lawsuits. In the majority of cases, lost wages are determined by calculating the amount of time an injured worker could have been able work if not for their injury. motor vehicle accident lawsuit orem could include missed shifts, overtime hours or any work performed in hospital. To prove lost income the plaintiff has to seek documents from his employer. These can be letters that document the time they spent away from work, as well as their hourly rate or salary. Pay stubs and copies of the injured person's last tax return could be included as additional documentation. It is crucial that the demand document be filed as soon as it is possible following a car crash. This will allow the injured party to obtain the most benefits from their claim. The evidence of the accident is more convincing if provided immediately. Pain and suffering The physical and emotional stress that result from a car crash can be extremely difficult to place a value on. However, it's important to seek out compensation for these damages in the event of an accident. These are also known as non-economic damages. These damages can include pain and suffering, loss in enjoyment of life, PTSD, and more. It may take time to fully realize how your injury has affected you, which is why these costs aren't always as easy to quantify as medical bills or lost wages. Your lawyer can use either of two methods to determine the amount of pain and loss. The most commonly used method is the multiplier system, where your total economic damages are tallied up—including your past and future medical bills or loss of income due to your injury, and damage to property—and then multiplied by a value that ranges from 1.5 to 5. The higher the number the more serious your injuries are considered. Per diem is an alternative method to measure the amount of suffering and pain. Your lawyer can ask the jury to decide on a dollar amount each day you continue to suffer. This can be especially helpful for victims of accidents who work outside of the home or have to care for children while recovering from their injuries.